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What factors determines my auto loan’s interest rate?

  • The vehicle you’re purchasing, the length of your loan, and your credit rating.

Competitive Interest Rate New and Used Car Loans | Auto Financing at Hank Graff Buick GMC Cadillac

At Hank Graff Buick GMC Cadillac in Mt Pleasant, we make it our priority to get our customers great auto loan deals. We know that getting a loan with challenged credit can be difficult. That is why our financial team does all the hard work to make it easy for you!

Our auto loan experts have great rapport with banks, credit unions, and other institutions. This makes it easier for us to get you the most competitive interest rate possible.

Best interest rate new

Some factors that can determine your interest rate are:

  • The car, truck, SUV or crossover that you’re purchasing – Is the vehicle you are purchasing new? Used? Certified Pre-Owned? Rates vary depending on the age and mileage of your vehicle. New car rates tend to be the lowest.
  • The length of the term of the loan – Generally, the longer your term loan, the higher the interest rate. However, this is not always the case since loan options vary daily. Our auto loan specialists are here to help get you through the financial process.
  • Your credit rating – borrowers with better credit scores get lower interest rates. However, our exceptional relationships with lenders can often improve our customers’ auto loan interest rate.

Take a minute to fill out our online Finance Form and we’ll help you get the ball rolling! By giving us a little information, we’ll be able to get you into your new car, truck, SUV, or crossover as quickly as possible.

At Hank Graff Buick GMC Cadillac, we love to help auto drivers across the state into vehicles that they love. So please don’t hesitate to contact us today at (989) 773-3917.